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Cyber risk is a real threat to small businesses, even if you don’t have a large web presence. Even if you only conduct a small portion of your business online, engage in social media, or have a website, a data breach of having an account hacked is a real possibility. You need to protect yourself from this.

Do you have a home inventory list? Most people don’t, but it can prove to be one of your most valuable assets if you ever need to file a home insurance claim. If you don’t have one, or you haven’t updated your list in a while, now is a great time to get started.

Planning to simply let your insurance coverage roll over for another year? Many people are – and many of these people are also missing out on potential insurance savings and possibly have insurance coverage that is falling short of meeting their coverage needs.

There is actually a big distinction between renters, condo and home insurance, and failure to understand these differences could cause you to make assumptions about what is and is not covered in your policy.